HORRIBLE INTERNET PURCHASE

Banking system should be more easily accessible and user friendly to the users and clients - not for those bastard bankers and scammers.

I tried to subscribe to Socar and Gocar app to rent a car, but the app requested me my debit card details, the OTP of which was sent to the mobile number not registered to my internet banking account I am currently using.

Those bankers would always ask me to call the customer service line to activate the internet purchase using the card, but one of the banks when I called, the customer service number was like a robotic experimental bastard so to speak.

Why in the first place they need credit card or debit card details of a subscriber who needs to rent a car? Like bastard bankers and their associates who confiscated (rather than re-possessed cars) like hooligans and psychotic mutant bastards, nobody is aware that I needed the car, and if they knew it, they must have prepared so that I faced all the difficulties of not having a car or having access to a car.

Like I said before, even when the Prime Minister or the Governor of the Central Bank tries to call me, I will never trust them. I need a car, seriously I do not need bastards. 

FAILED E-PERUMAHAN SYSTEM

    Many KL Folks may have found it interesting to know how many foreigners are dwelling in PPR houses which are meant for lower income groups (citizens only). They may have wondered also why in any unit of house, there are also more than 5 inhabitants and sometimes when their kids got married, they live together in the same house for 2 generations.

    I tried to log into the e-perumahan system to apply for a unit of house but one of the conditions : - the applicant must be between 18-35 years of age. Well for those who want to apply for a shop within the PPR vicinity, the conditions are more stringent regarding the documentations and surprisingly AEON CREDIT and CCRIS/CTOS perhaps may take charge for the pre-approval.

    Doing business by locals during this period of time is challenging not because they cannot do business better than their foreign counterparts, but due to stupid documentations and requirement for clean indebtedness records by those bastard bankers and their associates. This is the reason why in every General Election, people would change MPs due to chronic application procedures for and living standard in those PPRs. One cannot say anything bad about their management let alone the conditions of those PPR houses. 

    The mentality to live in cramped size houses must be changed by those annoying MPs and bastard bankers & their associates. They have made their electorates as slaves to pay for those bills and they have taken their freedom for spacious places and living rooms too. And yet, they asked the locals information about their estates and indebtedness status to approve for housing schemes. 

    In an apartment of 2 rooms, there are 3 married couples with kids living in a cramped living conditions. Have they wondered where does their mother-in-law sleep for instance? I cannot say anything else about those bastard bankers and their associates and how they eat everyday using money earned by those families as such.

The Shining i-Sinar

        Financial literacy among Malaysians should not be made a test since the advent of scammers and their existence in manipulating big investment schemes have proven the latter as enemies to be confronted with. Even the doctors and professionals fell under their spell in promising higher returns in quick-rich schemes which they themselves never knew how to re-pay their investors. 

    Banks and Telcos also failed to utilise their emergency insurance buffer when their clients could not re-pay and/or pay their credit card loans or bills. Worst, they appointed bastard bill collectors who confiscated assets etc and they are readily adamant to chase away their clients from their homes - an act worse than those bastard scammers who scammed people of their money (for example buying luxurious ships or buildings or bungalows at inflated prices). 

        In my opinion, when people are already old at the age of 80-90 and above, they become weak and do not need more worldly pleasures like money or assets. 

        Therefore, i-Sinar is appropriate for those who are in need not because they do not calculate the risk of not receiving higher returns when they reach the age of retirement but because they know by now how to use the money wisely - away from those bastard scammers and some unethical bankers and their associates. 

        And again, there is still no mention regarding motor vehicles policy for people who are in need of higher quality and cheaper cars - this is because bankers and their associates would never want to reveal themselves who sign the re-possession letters for some cars which have been re-possessed without the knowledge of the owners (as compared to the persons named in the title of the car).

        Some people are so obsessed with their qualifications in Oxford University or NASA University (if any), obviously.