Monday, 31 August 2015

Curve in today's economy

A curve is a shape. There goes the saying if you can't shape in you gotta ship out. In economics, that curve is not as simple as how the idiom is being spelled or even pronounced.

Such a noun is a living thing or non-living thing as far as grammar is taken into account negating the effects of dialect should the word is spoken especially by the non-native speakers.

The core issue here is how the shape can play a pivotal role in stimulating economic growth in the way laissez-faire lead economy is obliged to fit in. The contrast is of course another shape in which the world economy in the future is expected to be dictated by that particular super power and hence its curve edge.

Competition is very stiff no matter how hard the economists form a regulatory framework to counter the bubble effects arising therefrom. The curve is always discriminatory and yet does not necessarily reach the targeted index as found in Body Mass Index (B.M.I) for those who are non-economists so to speak.

This analogy is not to be taken as giving a misleading question about how the shape of banking inclusion in the near future is to take place, but rather should be taken as an answer on how to say that an investment is not reaching its targeted NPV or IRR and/or desired positive returns especially when inflation is also discounted at the rate of no return.

I try to be cynical at this juncture instead of critical. Ask yourself, what is actually the most suitable handphone model and brand that can quench your thirst should the pricing in CPI does not include such gadgets.

Nobody ever tries to sip mobile phones soups or casings soups to summarise the above curve, ostensibly.

Saturday, 29 August 2015

To drive or helping to drive

Many people would wish to have their dream cars to become true driveable cars under their spell. How many of them have got the drive to make themselves qualified to drive such cars and thus the cars are then perceived as the most suitable for them.

Car makers and sales people are not mutually exclusive in the pursuit of banking or financing drive to make the cars driveable. Quite cynical point of view it is to those who are obsessed with the possession of those cars as if they are being possessed by those who can't live without their dream cars.

I have been denied to have a photo taken with low reputation cars which are locally made or imported ones which are seen as obsolete even though they still have values as antiques.  The reason being that I was advised to aim for higher branded model of cars should I need to have a photo with.

Subsequent photos of me with not my dream cars are not supposed to take place. What does it entail is the connotation or remark which is negative towards driving those I can call them as low-perceived-branded cars.

For those who really understand the social demand about cars in Malaysia will give a nod to the above since people are perceived by what cars they are driving or driven, a status quo which denotes their levels in plural societies as such.

Be it as it may be, how can the brands of cars compete with each other when the clusters of purchasers are downgrading them in such a manner and the last thing you can hear about taking a photograph with local made cars is that you are advised to aim for a better car.

That advice would make the Prime Ministers and their predecessors cry the whole night thinking about what is actually happening to their national car models.

I shall make my dream car as a secret for public viewing if the above persists.

Monday, 24 August 2015

Sons of politicians or soils?

In any democratic country the norm is that the most popular leaders are elected in the election under review.

Begun has the day that electorates or the people who are going to vote during that particular polling day are to be equipped with the freedom in voting either to choose leaders made of the sons of politicians or otherwise than those above.

For some people, they are extremely attached with the dynasty. Figures are not to be revealed when the votes counting are questionable.

Therefore, the positions of the voters are indeed at stake instead of eyeing for the positions of those politicians.

Starving and thus craving

Children of today are taught to figure out how they'd convince their parents and teachers on how they can dine in or take away foods from popular fast food restaurants and cafés. 

During economic crisis, even their parents are craving for those pizzas and spegetti meatballs etc.

Classes for cooking meals are obsolete in schools nowadays except for some reality shows on how to become the best chefs.

In order to have the best meals, we no longer hear people say "I can cook better than the chef", but rather we can hear "let's try another fastfood outlets or cafés at a discount".

When they look at their branded wallets, I can say that coins are not similar to syillings (however you might spell them).

Sunday, 23 August 2015

Authenticity of official webpage

I wonder whether there are still people using media interfaces as a facade to conjure their appearances over the actual owners of the webpages or official interfaces. In simple word, part and parcel of hacking work.

I come across so many government and even banking webpages which millions have visited and yet I still cannot get the answers on my questions concerning the authenticity of the webpages and who actually own those webpages.

Saturday, 22 August 2015

How to say no

I can't help it when a friend of mine personally says that he is now very uncomfortable with his secret admirer who got to see a shaman or someone who can become a witch in expressing someone's affection and trying to exert control of his life.

And now the shaman is starting to like that person. How can I help to say no to either meeting a third person to get your message through or saying goodbye to that particular secret admirer?

How much is the fee? O dear.

Question to the Prime Minister (Q1)

Malaysians are said to be very conservative when it comes to the declaration of debts but are very aggressive in revealing the debts and thus collection of debts therefrom.

Personal debts, business debts or even current accounts deficits to name a few in monetary terms, and also tangible and intangible material items which cannot be valued in monetery terms are paralysing the salaried people and businesses.

When questions are posed to the relevant bodies on how this matter to be raised and resolved, including  the existence of so many bill collectors, agents etc which act on behalf or not to recoup the amounts, nobody can give succinct and reliable solutions.

And thus, the deficiencies on both parties ie the debtors and creditors are at the peak when the claimants are so adamant in initialising actions for declaring the debts as too bad.

The state of the livelihood of people who are indebted will be less favourable in the next General Election in view of our current economic conditions and foreign exchange fiasco so to speak.

There are many government servants who are continuing studies via the aids of loans. They hope to obtain greater salary scales upon graduation and thus the increase in the amount of monthly salary can compensate the loan repayment. How many of them the Government would have to justify the salary scales to be in higher positions by 2018?

We live in the dark age of not knowing whether the future would be very bright for them who are said to be a burden to the Government. In the private sectors we can see the domestic demands for local and imported foods and goods are increasing but a slower pace, bear in mind there is no ringgit pegging kind of mechanism in place at this juncture.

What I really demand is that the Prime Minister and his shadow Prime Minister (if any) must come out with a formulae in assisting Malaysians who are taking home money less than 10% of their monthly income, but still need to repay another debts which will make their disposable income as deficient as drought water.

Nobody wants to be in the state of deficiencies or deficits every month and some quarters are asking for more deficits to earn a living. 

Friday, 21 August 2015

Selfie as a selfish endeavour

How many of us in today's use of gadgets have not taken a selfie photo on his or her own? The influx of selfie photos literally would mean a possession of own photos whether meant for display in own gadgets and applications or for sharing purposes to whoever it may concern.

As for me, I take a selfie because I just want to see who am I actually wishing to meet up and when I see the photo again, I can see that everybody around me is doing the same thing. Hoping that our two faces come together and we can take another selfie together.

That does not mean when I take a selfie with the Prime Minister or a famous artiste (perhaps not), would make me part of their fame, rich and famous life. What I mean again is that part of the culture to be famous, we need to be in the frame? (this is where the Malay phrase "enter the frame" comes into the picture).

Nobody wants to be famous and share that fame in a piece of selfie or frame.

Worse still, when you have to buy the picture made for yourself when you have only a few penny in your pocket. What a selfie world indeed.

Welcome to my blog

I am starting to create a blog account here as an urge for an unlimited amount of ideas to be written and explored in today's multi media communication sphere which dictates the flow of ideas and understanding of skills and expertise should be learnt and applied to make the world a better place for literature, politics, science and engineering, human relations and so on.

Everyone has got that special skill nobody can take it away .

Ethics

Some people might be surprised when I did not want to reply greetings from a banker when I closed my banking account in a bank (no need to m...