No Money But Obstacles

THE title as stated above would become a horror movie to be depicted if the producers are made of bankers and of those who are financing the bankers ; what an epidemic Zika kind of virus which induces the birth of another scary movie should the author is to be determined by a bunch of high level bank officials and academicians.

As the budget nears its debate so close to be as scary as the above movie in its entirety, a commet is falling down from the sky unknown to the people who are still struggling to calculate how much year end bonus they are getting should there be a bonus and the futility is still foreseen by those who are indifferent whether their salary scale is favourable or horrible.

The commet is so invisible. And only 1 person who reads this blog can understand fully my writing and can even translate it into Thai and also Kelantanese dialect. And the commet is in actual fact a proposal to advise the Finance Minister and his subordinates on matters how to avoid lack of cash.

The proposal - How to avoid lack of cash:-

1. Never spend more than what you earn.

2. Be prudent in spending.

3. Observe the flow of income in cash and non-cash so as to gauge the optimum level of savings and easy realisation of assets into cash. The latter is quite cynical since you are not dealing in such assets as your business. Depreciation in cash term shall follow through so you may opt to have cash equivalent instruments if you need to gain cash therefore. Examples of cash equivalent instruments are as follows:-

a) Bank Simpanan Nasional SSP Bonanza Certs. Many people are so eager to win free Beemers and Houses here.

b) Gold

c) Small loans given to confirmed and reliable persons (scary though).

d) Selling used items such as books. (Car Boot Sales / Online )

e) Producing high quality poems and arts for publications.

4. To increase level and to expand sources of income. Businesses are very weak income generator for the novice and only the most stable people (emotionally and metaphysically practising proper risk-hedge techniques), may they generate income. Alas, employment in any particular company has got its limitations and drawbacks too. Whatever it is, the income must suit your needs and qualifications. Only by doing business can someone gain unlimited income and nobody can control that.

5. Always find yourself cash-rich rather than indebtedness-prone-rich. Never commit what you can't commit (not a type of commet of course).

6. Complete your biological and basic needs for good food, health, entertainment, education, spiritual in the most optimum level. Be open minded and do not associate yourself with nonsense and unprofitable or non-cash generating ventures with people who are making use of you.

The commet is now touching the grass at an elite golf club facing the sea. Nobody knows how to play golf if they are taught to play congkak and badminton or else playstations. Like I said earlier, only 1 person can translate my article and that person is the one who does not know how to play golf before.