There are people who kiss
the money they receive in order to gain confidence in themselves. They are
pleased to inculcate the stigma of holding money is to possess money with nice
smell. Many people are unhappy now with
the value of money they hold in hand due to inflationary effects and
fluctuating foreign currency exchange we are facing today.
The financial inclusion as prescribed by the Central Bank
has to a certain extent diminished the value of money in terms of propensity to
save by most people. Either to save in the banking cycles or to save in their
pockets would also mean the money value has depreciated faster than the smell
of their physical money.
So many people
are so badly indebted and breadwinners sometimes never have a chance to hold
money from the day they receive their income since they need to repay and also
pay a lot of other debts and commitments as households need and Maslow needs
dictate their income to be apportioned as such.
Banking
transactions have got auto-debit facilities and the more the deductions, the
more stressful the people will become. Banking behavioural factors such as
financial inclusion has added to more stress level to the households who are
drawing salaries based on commission and non-fixed income. To add salt to injury,
there are people who are asking for more money outside their employments.
The
insufficiency surmounted by the hikes of expenses and prices are not making any
good for their income now. Instead, they are asked to be thankful for having
jobs and income for maintaining themselves and their households.
Nobody makes a fuss when their income is so
deficient. When they write to their immediate employers insinuating a raise,
the feedback is always futile. They are often asked to do second or third job
outside their employments to gain more money and nobody cares if they are being
adjudicated bankrupt.
The bankers are
so happy to see people are declared bankrupts because they are no longer
answerable to their fussy shareholders who always connect themselves with all
financial products surrounding them indefinitely. This is not to mention bill
collectors who are making money out of the collections they have made.
Like a rose, the
flower smells nicer when it blossoms. Many Japanese people do not like real
flowers to be brought in as a gift to the sick people in hospital beds. In many
other continents, roses and other bouquets of flowers are welcomed and the
suitor will be some fruits namely apple, grape, orange and banana. Papaya and
durian are seldom brought in due to their perishable nature and smell which are
prone to be rejected upon entering the hospital entrance.
When visitors
are giving money to the patients in hospitals we normally see bank notes are
changing hands because the patients cannot hold much money due to the fact that
they are bed-ridden. And normally the smell of the money doesn’t flourish much
in such a place due to fact that insurance policies are covering all the
expenses and it is not advisable to have lots of cash by the bedside since nobody
cares about security of money in hospitals more than security of money in the
Banks, comparatively.
The roses for
example will be dried soon. And dried roses can always make a potpourri smell
nice. Lovely Lace has got a bunch of nice aromatherapy scents which suit the
dried roses. In offices and homes, aromatherapy is good to calm the place and
conducive places as such can make study and meditation as smooth as ever.
International
scents must be differentiated with local scents because nobody ever made a
thesis yet on how people behave differently in different scents’ situations. We
are advised to keep quiet to that effect. The best scent that money can buy is
relatively subjective, is it not?
How much is
enough for people to have money is a joke to employers in many countries. 9/10
of employers would prefer to pay lower salaries to support their staffing
needs. You can always find reasons behind why big companies are employing
foreign workers and exposing local talents to redundancies.
Opportunity cost
of not employing foreign workers is greater should the companies stick to
directives by the Governments to restrict the employment of foreigners.
Governments will always need to tax to fuel their agenda, indeed. Are we
getting the point here?
The more the
money is being held by foreigners who are already in our country or overseas,
the more the money will be attracted to another smell and microscopic bacteria
claimed by certain quarters. Conversely, the demand for money is actually
increasing together with the bacterial effects as found in the bank notes.
Human palms have got skin microfilms that can have certain effect when exposed
to physical bank notes.
Nobody ever
trails comprehensively the money notes flowing from one person to another in a
span of time where the money is being held by whom and given to whom is a
phrase that will be as insane as walking without shoes when you enter a Central
Bank, apparently.
In the 80s,
women in America were said to keep their money safe in their pockets and banks.
The advent of ATMs (Automated Teller Machines) [Not ATM Machines: in many Universities, all students fail to use the
correct terminology and abbreviation]. As can be depicted from a famous
comedy series during that time, there was an occasion whereby a lady (be careful when you use the word woman)
was withdrawing a sum of money from the ATM. She then put her money inside her
pocket found between her breasts. Suddenly one of the actors in the movie
laughed to that lady and said to her that that pocket is a place safer to save money than the ATM itself.
If you are
allergic to touching a bank note, it is better to follow banking inclusion
prescription, by using e-money transactions. Some people have the habit to kiss
and smell the money immediately after receiving bank notes in their hands. They
never worried about all the germs and bacterial effects and smells therefrom.
So nice a smell sometimes. But majority of people are too allergic when they
can’t get hold of money, in its physical form.
Have you ever noticed
that a banker is a man who loans you an umbrella when the weather is fair, and
takes it away when it rains? People who have experienced the above situation
will never have a good perception about bankers to such an extent that all
money coming from the banks is said to be not to smell as blossoming roses or
dried roses.
It is not their duty to respect the Bank and people would never
put a trust upon the bank any longer. The sad thing is that, the Banks are seen
as their enemies who must be destroyed entirely due to their behavioural
factors and egoistic nature.
People have got
money, and sometimes they do not have money in their savings or hands. So are
banks and bankers. The flow of money is said to be so sacred in its sense that
most people are not making favourable decisions whether to invest or not to
invest.
People who are conservative about money, will never be forced to invest
in money markets not to mention in stock markets. Today we can see that money
has got a different definition of its own when some bankers and even investment
banks are so ingrained in their pursuit of making share prices margins their
top priorities.
It must be noted
that a share value has its own limit to fall and to rise. Capital gains would
never be materialized should the Company in question does not have viable
projects which can gain good results. Those good results must be translated by
the fundamentals of the Companies.
The pressures to obtain viable projects by
most Companies are the competition and merger and acquisition processes which
are cumbersome and futile at most of the times. Example is the merger of a few
banks locally, which have an effect of brain-draining our local and
international talents in which case, the banks would never be merged due to the
smell of money as stated above, ostensibly.
To say that a
banker is such an ego person, is like to ask your banker to relax on your motor
vehicle HP re-payment, the answer of which shall never be good to you even
though you have given higher commission to the bankers before, when you first
purchased your high-end-top-of-the-range-car-model.
So cynical it is, as to
show that an umbrella is much more valuable than the roof of your banker’s
office. Worst still, the banker never recognized the commission he/ she received
for the financial years previously quoted as being audited.
Everybody loves
money. There are people who always question the need of a Prime Minister to
have 2 portfolios of having to become Finance Minister concurrently. Perhaps
the smell of money is much better and the fragrance is so unique when the money
is with them. For the opposition on the other side, sometimes they have got
access to more money than the other side has.
Nobody cares to smell the money
because people are so suffocated with all kinds of indebtedness derived from
the market inefficiencies and theory of money relativity which have made the
balance sheets of most of us, not to be so tally as it should be.
Therefore, we
need to enhance greater understanding of the use of money and we should ask
ourselves why money is just a means not an end in itself.
Do you really
want to smell bank notes? Well, well, well………
