Friday, 18 May 2018

Burung serindit berlagu merdu

Yes, it is difficult to communicate with someone when you need it the most. Today I am going to write about my view on how well that I can communicate with the Governor of the Central Bank in getting my message through: that is to get a cheap and high quality car.

How can I get across the message to ensure that the Governor is aware in depth that Malaysians who are earning less than RM5,000-00 per month are feeling insecure about their jobs and income.

Malaysians are now in the state of insecurity about their jobs. The economy is deteriorating in terms of currency devaluation (hoping for some confidence to restore it) and some investments overseas are making losses and thus deprived of income therefrom.

Locally, Malaysians are facing inflationary effects (currently post-GE inflations) with prices of goods and services skyrocketting (some people are so sad with a rocket flag) and prices for houses and motor vehicles are hiking to the maximum even when the costs of finance are excluded. 

I created this blog as a credit to the person who sits on a chair designated for economic reform, unfortunately, most of my letters to the Banks' officials are made sheer materials for jokes and PhD. surveys, just to add some icing on top of their cake.

There are not so many people who can create their own blogs or websites in promoting improvement to their levels of income and surely they are unable to share their experiences in reducing the burdens of their households, for a few valid reasons such as risks of being harassed by tax authorities and netizens and hackers who are so hard up for their money and wealth. 

Do I need to directly send an e-mail or letter to the Governor? The answer is ridiculous I guess based on the protocols. However, having seen how people from the streets (some of those representatives (MPs and SLAs) who were successfully elected in GE-14, I bet are among people from those streets) also would be able to get the message through to their voters that either they (the representatives) or voters who actually in need of a cheap and high quality car. People of the streets are not meticulous as compared to people from the Strategic Apex (perhaps members of the Eminent persons).

Now we know where we stand in the eye of those Bankers and policy-makers. 

Be that as it may, I can say that economists are professionals in their fields. But, in a better perspective, households and people from the streets should be more professional in their handling of income and expenses and must establish the highest level of prudence practice.

Like I said before, I need a car. I do not need stupid bankers, car dealers and bill collectors. 
















Monday, 14 May 2018

Jobless state

Today I want to elaborate about how hard it is when a person is jobless (for example many MPs and Ministers and their Deputies are officially retrenched when they lost their respective seats).

So, a person who is eager to create thousands of jobs before the Elections has got to work harder to realise the promises.


I give you an example, if a Ministry of Retrenchment is there in the system, how could you terminate a staff in a restaurant who does not know to differentiate between a "Nasi Goreng Ayam" and "Nasi Goreng Kampung with a piece of Ayam Goreng". 

The Price of a plate of Nasi Goreng is RM4.80 without a piece of chicken. With additional piece of chicken, the price has increased to RM9.80.

I do not need to state the name and place of the restaurant. An annoying Prime Minister will find it amusing to get to sell a plate of food at a higher price. But to another person who is no longer a PM will find it a total stupidity for selling a piece of chicken at the price of RM5.00.

Sunday, 13 May 2018

I need a car, I don't need stupid Bankers and Car Dealers.

I need a car, I don't need stupid Bankers and car dealers.
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A better nation does not drive a junk car. Worse, the car belongs to someone else's name.

A car needs insurance. What a stupid car it is when the driver's name and the owner's name are so much a distance with that of the pathetic Bank's ownership.



Now you know what I mean.


Thursday, 10 May 2018

Who will you choose?

We enter an episode of another tiring and exhausting temptations to achieve a high income nation. Nevertheless, regards never been had regarding the level of indebtedness of companies and corporations in providing the best high salary scales for the people.

My view is very different from that of the orthodox finance ministers' and their predecessors'. What has been transpired in the current General Election (GE) result is relatively incompatible with the high income status as propounded by the previous policy-makers (my phrase).

Nothing can change the fact that people need extra money in their hands, by not having to work extra hours or doing extra part-time jobs which deter their quality time spent for their families or even for themselves. Foreigners from all walks of lives in different countries are coming into Malaysia to earn a living and thus, bringing together their culture and social agenda, which undeniably impede the interests of the local (what is local is extremely subjective even hitherto since there are many people who claim to be citizens when they themselves can't even pronounce the word "sireh" or "pohon cemara" with correct local pronunciations).

Therefore, when we see many people who are elected as the result of the GE-14, we know that they are forming a government with the aim to appoint a new Prime Minister (PM) therefor. To me, it is very funny when it is seen in a very dynamic view, whereby there were once termed as monkeys during their Parliamentary debates, and yet they themselves are choosing a PM for the sake of satisfying their quest for power. Perhaps they forget, the other side of the equation was also termed as monkeys too who must be given a basket of bananas when they need some food.

One need not forget that a giant GLC, which has its own Code of Statute forming it, (which is PETRONAS: a cash rich corporate body and a larger contributor to the revenue to the Government), by convention is "owned" by the Prime Minister who must be held responsible and accountable for the management of the money and administration as a whole. It is by convention also that those who become a Prime Minister must be held responsible for the bonuses and income of the government staff.

I am very surprise to acknowledge that the PM of Singapore in his FB status sent a message to the new government to be formed by the new sets of Elected MPs who were once were called monkeys. I am very cynical about this because, once you are in the "privilege" to say anything that you can in the Parliament, there you can see how those MPs were brought up and educated. I do not need to say anything about Singapore Parliament because Singapore has got many interests (investments, deposits or even cultural convergence diversity which the people of Singapore themselves always attach themselves to, even if the above has got nothing to do with them such as when Thailand wishes to build a canal in Segenting Kra). This inclusiveness of the neighbouring country seems to be very pressuring when it comes to wishing the new government to be formed by "monkeys" a good luck.

It is not to say that our neighbouring countries do not have such monkey-ness connotations, but I hope my words are not taken out of context. Only a matured PM and people would understand my words.

My conclusion is, a Prime Minister of Malaysia is the one who shall be the "owner (with full responsibilities and accountabilities) of Petronas". And that person shall not be chosen by a set of monkeys of course.



Tuesday, 8 May 2018

Maksud tersirat puisi ini. (Only a Professor can translate and find the meanings)

Rambut mengurai disanggul gulung
Mencari hiasan tiada penghujung
Ke sana ke mari lara diusung
Menggenggam harapan sungguh menggunung.

Tiada rahsia di dalam rahsia
Biarlah ia menanti duka
Gemersik suara tiada terhingga
Bagai didagang tiada berharga.

Sungguh tinggi nilai dikendong
Tiada tepak sirih di kantung
Tingginya bahasa bagai disadung
Kain diikat hibanya tiada tertanggung. 


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P/S: A Ph.D student and a professor would have different views regarding what is called "inner meaning" of some poems or even letters sent to dignitaries (or academicians). Be careful with the meaningful of words because Malay phrases are so sacred in its stance and foundation.   

Wednesday, 2 May 2018

Melepaskan Batuk di Tangga

Satu penghinaan atau satu pendidikan?
===============================
Untuk belajar ke menara gading adalah menjadi satu sebab mengapa terdapat ramai para pekerja dan mereka2 yang tidak bekerja kerana ingin mendapatkan kerja yang lebih bagus dan mendatangkan hasil) berminat untuk menyambung pengajiannya.

Namun, atas sebab kekangan kewangan dan juga para pekerja Universiti yang tidak berminat untuk menerima para pelajar yang mereka anggap tiada masa depan (dari segi kewangan dan kemajuan akademik), ramai yang berkelayakan tidak dapat meneruskan pengajian mereka.

Mungkin meritokrasi tidak pernah wujud di dalam kalangan mereka2 yang bekerja di Universiti2 tersebut kerana terlalu ramai para graduan juga dapat diterjemahkan sebagai berstatus menganggur saban tahun. Mereka yang tidak bekerja akan terus dianggap malas.

Bukankah malas juga wujud di kalangan mereka2 yang sedang bekerja macam nak rak juga? (cth: melambatkan gaji para pekerja dan claim2 para pekerja dan pangkat mereka sehingga ada yang bertikam lidah dan memalukan diri sendiri).

Terdapat satu Universiti ini dikhaskan untuk mereka2 yang bekerja sahaja; seolah2 mereka tidak mendapat dana untuk menerima para pelajar yang ingin meningkatkan kerjaya mereka. Tidak perlu lah saya sebutkan nama Universiti tersebut kerana kuasa mereka lebih kuat untuk menidakkan pengambilan pelajar yang dianggap tidak mendatangkan hasil kepada mereka. Mereka lebih gemar menyimpan dan menyara pekerja2 mereka yang seperti "dibuang mati emak, ditelan mati bapak itu". Hanya mereka2 yang faham sahaja akan bersetuju dengan statement saya.

Akhirnya, mereka2 yang "bertakhta" di dalam Universiti tersebut masih lagi menyandang jawatan mereka dan masih lagi mencari pelajar2 baru yang boleh mereka "tarah" duit mereka secara yang mereka inginkan.

Siapa makan cili, dia terasa pedasnya. Namun, terlalu ramai sangat "makcik2 bawang" dan "si kitol" dalam sistem pendidikan yang tidak memberi manfaat kepada para pelajar yang saban hari tertekan dengan duit yang tidak pernah cukup di samping keperluan yang mendesak seperti kereta yang murah dan berkualiti, makanan yang sedap2 dan berkhasiat (KFC dan McD, Pizza n Secret Recepi dll yang tidak berkhasiat pun harganya mahal kan?) dan kebebasan untuk mencari tutor atau akses kepada buku2 yang berkualiti dan terkini (updated).

Saya masih ingat lagi, seorang Pensyarah itu adalah merupakan seorang pemudah cara (Facilitator).

Apakah pula fungsi kerani pejabat, pegawai bank dan pemungut hutang yang menjengkelkan di Universiti? Atau mereka wujud sekadar untuk melepaskan batuk di tangga sahaja.





Dan saya sangat sinis.

P/S: What a boring situation when you know you can get a car, but then those annoying people who have nothing to do with your life, wish to get the car because they know you are so poor and cannot even afford to pay for your study fees. We have full sets of annoying people right upon the time you enter the Registration office in the University.

Ethics

Some people might be surprised when I did not want to reply greetings from a banker when I closed my banking account in a bank (no need to m...