Saturday, 13 February 2021

Bekas Perdana Menteri yang menjijikkan "dedak".

Mungkin untuk Menteri2 dan mereka2 yang belajar di Oxford University, Harvard University atau lulusan luar negara, mereka tidak perlulah disuapkan dengan artikel yang menggunakan Bahasa Inggeris sangat kerana mereka langsung tidak mengendahkan matlamat asal Subsidi Upah yang diperkenalkan bermula dari PKP 1.0 awal pada Mac 2020.


Di Amerika Syarikat (yang berstatus negara maju), negara Uncle Sam itu terus membantu rakyatnya dan bantuan itu tidak dipanggil dedak (kaedah Unemployment Benefits) kepada mereka2 yang tidak bekerja atau diberhentikan kerja oleh majikan2 mereka secara halus atau secara kasar. 


Di Malaysia (yang berstatus negara yang tak tau ke mana perginya Jho Low dan pink diamond) masih lagi PM & kunco mereka tidak fasih tentang majikan2 yang berselindung di sebalik momokan “no work no salary” dan i-sinar yang diperkenalkan oleh agensi yang tidak pernah faham tentang betapa pentingnya rumah murah bertanah (landed properties) dan kereta yang murah & berkualiti kepada rakyatnya yang telah sekian lama dijadikan hamba abdi kepada pihak Bank & kunco2 bangsat mereka membayar faedah pinjaman dan pinjaman yang membebankan selama hidup mereka.


Orang yang tidak bekerja dikatakan malas. Orang yang diberi bantuan BR1M dsbnya dikatakan memakan dedak.


Apabila saya minta kereta yang murah dan berkualiti dengan cara menulis surat kepada pihak Bank, kereta yang saya sangat2 perlukan ditarik secara sial dan keparat. 


Adakah kita perlu lagi kepada Menteri2 dan mereka2 yang bergraduasi di England dan luar negara semata2 untuk  propaganda menampakkan yang rakyat kita semua ini malas dan hanya perlukan bantuan dedak seperti yang dikatakan oleh Mantan PM dahulu dan kunco2nya?


Sehingga kini dilaporkan hampir 800,000 orang kehilangan kerja dan mengganggur di media sosial akibat pandemik Covid-19 - Tapi tak semua orang dapat Subsidi Upah yang sangat2 diperlukannya. 


Apabila tukang tarik kereta datang tarik kereta, secara automatik pemilik kereta hilang kelayakan untuk mendapatkan kereta itu apalagi untuk membuat pinjaman lain untuk kereta yang sangat2 diperlukannya.


Sudah jelas kita tak perlukan Gabenor Bank atau Perdana Menteri yang bergraduasi dari luar negara. Kerana setelah hampir 2 tahun ini, orang yang betul2 susah memerlukan kereta yang sangat2 diperlukannnya dipaksa secara halus naik Grabcar atau e-hailing dan public transport yang lain. 


Sebagaimana jijiknya artikel2 yang dikarang oleh Tun M mengecam DS Najib dalam blognya, semakin jijik pulak kita boleh lihat kereta Proton dan buatan Malaysia yang lain yang melingkar atas jalan raya kita - sama jijik dengan dedak yang disuapkan oleh malaun2 bangsat yang memilih bulu mengikut selera mereka siapa yang mereka hendak beri mengikut acuan mereka.

Thursday, 11 February 2021

BLOOD-SUCKING LANDED PROPERTY PRICES

You may view through mudah.my or other online platforms the prices of landed properties such as single storey terrace houses or semi-D houses, either new or second hand properties - unimaginable and too high for buyers and for current owners, if they are tied with the bank loans, they cannot in any way re-finance their houses due to households’ decreasing income and the new incoming buyers also would never be able to get the loan approved during this credit and coronavirus pandemic. 


I term this situation as deadlock in property markets. All this while, bankers would definitely hire people to chase away clients who cannot service their loans on time and they are willing to exercise auctions so that the occupants would be thrown away somewhere else and they are happy if the properties are sold to new buyers (even at lower than market values) because this is one of their unscrupuluos insane ways to enrich the bankers and to “punish” the previous owners who do not have money to repay their loans.


During this pandemic now, there is no mention about reducing the prices of market values of properties - these annoying and bastard bankers and their associates do not have the heart to ask the Real Estate Agencies and their gangs to reduce the prices of house and to look for people who really need cheaper prices of houses and hence - reduced monthly repayment for their houses. No mention about this in the Banks’ Corporate Social Responsibility Statements (CSR). Yes, what they do best is to defer the loan repayments - in terms of loan moratorium the period of which they themselves do not know the length at which the moratorium would end. They have set their minds that the loans should be indefinite so that their businesses could run until the end of time.


Many people are losing income more than 75% during this pandemic, the irony is that why the market values of the houses do not decrease - as the law of demand and supply dictates?


The prices of landed properties and high-rise units also do not correspond to the actual market value and the purchasing power parity of the rakyat. 


And yet, the bankers and the politicians are also in a more DEADLOCK situation whether to chase away their rakyat who cannot repay for their stupid bank loans or to let them deported to other places (which landed properties more suitable for the NPL owners of houses?)


More properties are unsold hitherto, worth billions of Ringgit. They still hungry like hell to build more high-end condos or properties - but for whom? Ghosts they have been creating from the Independence since 1957?


And in every festival, those bankers and politicians always wish each other and makan besar (dinner) to celebrate their festivals. Without understanding how important it is for a rakyat to have a home, without any encumbrances (i.e. stupid and bastard bankers, filthy Along Berlesen or without licence and the worst, bloodsuckers).


1 Malaysia, One Malaysia or Malaysian Malaysia? You name them - materialistic and "negara berkebajikan" like hooligans if they wish to oblige. 






Sunday, 7 February 2021

Makan Besar Dinner

Major festivals are around the corner, but the pandemic of this millennium coronavirus has not in any way decrease in numbers and the patterns seem to be worrying as far as the authenticity, accessibility and effectiveness of the vaccines are concerned.

No matter how hard they try to contain the spread of this virus, there are people who never want to do away with all types of gatherings so much so the dinner or makan besar must be orderly organised even during the Emergency. As if, there is a need to makan besar more than to adhere to the emergent need of containing the pandemic at the grassroot levels. 

I have been asking politicians and bankers since last year, why Ahlong Berlesen and without licence hold debit cards of their clients in the most unscrupulous ways? This strong statement is extremely undeniably what they portray in their dictatorship way of giving out loans to suffering clients - who need to pay crazy-bastard interests and repayments plus controlling interests to the loan providers. 

We do not care more of many people cannot go up to Genting Highlands to play games or casinos during festivities. How many more people need to gain money out of loans given by Ahlong Berlesen or without licence? 

During this makan besar, people can reflect, how much actually is the amount of money circulating in the public who depend their lives entirely on this type of credit businesses? 

We probably do not need to have more credits to boast or please people who are already suffering from the "barbaric credit and loans pandemic" which they need to explain in details during makan besar why many people are so much stressed out and fell indebted unnecessarily and worst, endlessly? 

That coronavirus - not everyone has clear knowledge about its origin and mutations. 

But that Ahlong Berlesen & with no license - they know who are those behind the "credit pandemic". But they still have the heart to makan besar to the expense of those who are not eager to makan besar due to absolute reliance to unhealthy credits to earn a living. 

Both are not incompatible, when the taste of your foods collide. 






Ethics

Some people might be surprised when I did not want to reply greetings from a banker when I closed my banking account in a bank (no need to m...