Friday, 23 July 2021

Banking Baskets & Koperasi Turbulence

1. It is a big mistake for the Government to depend on the Banks either on mainstream or unscrupulous money lenders in the process to assist the rakyat who really need financial assistance in times of needs. 


2.Yes, a banker is the man who loans you an umbrella when the weather is fair and takes its away when it rains. The syllogical conditions effectively pronounced when money is channeled towards them. Their objective is profit making and nothing in their Constitution which states that their existence is for  the welfare or for assisting the rakyat when they really need it the most. 


3. The Chairman and CEO of Banks also do not even know what is the procedure to close banking account in a different branch or in a different state (SOP in black & white) . What more to iterate concerning kereta sambung bayar which make up a large portion of car markets in the “non-SOP” compliance.


4. To ask the Banks and Ahlong Berlesen & Tak Berlesen to help the people is a big mistake. When their flesh and bloods are money, surely they cannot live without money and manipulating money is their expertise. A banker told me if I were to close my saving account in a particular bank, I do not have to close it, it will be closed by itself. Is it like keeping a cat in a room and let it die naturally, just like that?


5. So with moratorium and financial assistance to those rakyat who are really in need. Conventionally they would love to chase away occupants from their homes and re-possess cars haphazardly, at their whims and fancy. This is due to their money-blood-and-flesh which has been ingrained in their very existence. 


6. It reminds me of a big ship. Who is the Captain of the Bank and branches underneath it? Towards which directions they spearhead their Managers and staff to? Either to impoverish the clients or to enrich themselves?


7. And the politicians are chanting the slogans of “Negara Berkebajikan”, “1Malaysia”, “Malaysian ‘Singaporean’ Malaysia”, “Malaysian DAP Malaysia”, “Malaysian Malaysia (PH Style), “Muda” (kepala hotak dia) and worse “Republic of Malaysia”.


8. When I asked in the socmed where is the money in Tabung Harapan and RM300,000 given to each Member of Parliament (to whose account the money is deposited), nobody gave me exact answer. Obviously they are working on the money without SOPs. 


9. And there is one co-operative bank which demands a lender to open a saving account in order to get moratorium. The Bank has no SOP too on how to differentiate between loan and "non-loan" loan.


10. We are living with all sorts of turbulences made by those who are monitoring money flows and who are enriching themselves. For e.g driving a car or possessing a sambung bayar car in order not to pay initial interests and they trade the car belonging to others in view of profits (to the expense of the owners who really need a car but have been scammed). 




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